What does Household Goods insurance cover?
Loss or damage of all content in the insured’s property (home contents), or for which the insured is responsible caused by fire, storm, wind, floods, water, hail, theft or any attempt other than if the premises is sub-let or if the premises are left unoccupied for more than 30 consecutive days or 60 days in one calendar year, theft from any outbuilding if there are visible signs of forcible and violent entry, malicious damage following a break-in and impact by any vehicle or fallen trees (expect whilst contractors are engaged in felling or trimming any trees).
