Is an Individual Life Insurance that covers you in the event of your death, total or permanent disability.
It protects your family when you are no longer present.
After three (3) years from the start date of the policy, you will receive half of the first year premium as a cash back payment.
This payment will only apply if:
1) The policy is still active
2) Premiums for the three
3) Years period have been received when due.