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Life Insurance

FUNERAL
The death of a loved one can cause emotional and financial stress for a family.
Global Alliance Funeral Policies provide for a cash benefit to cover the cost of a funeral in the event of a death in the family and includes cover for you, your spouse and your children.
Global Alliance will settle a claim within 48 hours after receiving all the correct claim documentation, providing immediate financial assistance in your time of need.
The Global Alliance Funeral Policy is available as an Individual Policy or as a Group Scheme Policy.

CREDIT LIFE
The Global Alliance Credit Life Policy is available to companies, individuals or lending institutions that require the outstanding amount of the loan to be recovered in the event of the death or permanent disability of the Insured.
The Credit Life Policy includes an optional Temporary Disability Benefit which covers up to 5 months of loan payments during the period of Temporary Disablement.
In addition, it includes an Emergency Cash Benefit payable to the Insured´s beneficiary to assist with any immediate needs on the death of the insured.
Global Alliance will also refund a portion of the premium should the loan be settled early

INDIVIDUAL LIFE
The Global Alliance Individual Life Policy is a simple and affordable life policy, allowing family providers to protect their loved ones in the event of the death or permanent disability of the bread winner.
The Individual Life Policy is also ideally suited for Companies that require Key Man cover for key staff members.

EMPLOYEE BENEFITS (GROUP SCHEMES)
Global Alliance provides employers with specialised Employee Benefits solutions for their employees, including,

  • Death Benefit
  • Permanent Total and Partial Disability Benefit
  • Critical Condition (or Dread Disease), Accidental Death Benefit
  • Funeral Benefit
  • Spouse’s Death Benefit
  • Pension Fund Administration

Protecting employees against risks and providing long term financial security with a company pension fund is widely recognised as good business practice and Employee Benefits can assist companies in becoming an employer of choice.